Medicare Can Be Confusing. We Make It Clear.
What Is Medicare?
Medicare is a federal health insurance program for people age 65 or older, and for some younger individuals with disabilities. While it provides essential coverage, the options, rules, and enrollment periods can feel overwhelming — especially when you're trying to figure it all out alone.
There are multiple parts, plans, and timelines involved. That’s where we come in.
Why You Shouldn’t Go It Alone
A wrong choice or missed deadline can cost you — in coverage, in time, and in peace of mind. We help you understand your options and make a confident decision based on your actual needs and budget, not confusing marketing or fine print.
This isn’t one-size-fits-all. Medicare decisions are personal, and we’re here to guide you through them with compassion.
Services We Offer
We provide personalized Medicare support for individuals and couples, including:
Initial Enrollment Guidance: Helping you understand when and how to sign up
Plan Comparisons: Walking you through Medicare Advantage, Medigap, and Part D options
Annual Plan Reviews: Making sure your plan still fits your needs as things change
One-to-One Consultations: Explaining costs, coverage, and provider networks clearly and simply
No-Cost, No-Pressure Support: You don’t pay us — we’re here to help you find what’s right for you and save you precious time.
What to Expect (Our Process)
Schedule a Free Consultation: You can call, email, or book online.
We Listen and Learn About You: We answer all your questions, learn what doctors you see, what medications you take, what matters most to you.
We Walk You Through Your Options: We’ll show you side-by-side comparisons and explain them clearly — no jargon, no pressure.
You Make a Confident Choice: And we’re here if you have questions later, too.
Medicare FAQs
When should I sign up for Medicare?
Most people are eligible to enroll three months before turning 65. We’ll help you figure out your timeline.
What if I’m still working at 65?
It depends on your employer coverage. Let’s talk about what’s best for you.
What’s the difference between Medicare Advantage and Medigap?
They’re two different ways to manage your Medicare benefits — and we’ll walk you through both options.
Do I need drug coverage (Part D)?
Most people do. Even if you’re not taking medications now, avoiding a penalty later is important.
How much does this help cost?
Our Medicare consultations are offered at no cost to you. You’ll never be charged for meeting with us.
What our clients say
Extra Protection for the “What Ifs” in Life
Why Add Extra Coverage?
Even the best insurance plans can leave gaps — especially when life takes an unexpected turn. That’s where ancillary products come in.
Whether you're raising a family, just starting out, or planning for retirement, these add-ons can help protect you from surprise costs when the unexpected happens.
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Enjoy skiing, biking, hiking — or just living life a little on the edge?
An Accident Plan helps cover:
ER visits
Follow-up care
Out-of-pocket surprises
Pairs well with CoverME.gov plans.
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Kids get hurt. Accidents happen. Life moves fast.
Supplemental coverage can offer peace of mind when:
A child breaks a bone
A parent needs time off after an injury
You’re balancing costs from daycare to deductibles
Ask us about affordable plans that work with your family’s existing coverage.
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A serious diagnosis can bring unexpected costs — even with good coverage.
Major Medical Event Plans provide a lump-sum payout for:
Cancer
Heart Attack
Stroke
Use it for what you need: travel, recovery, time off, or support.
Ready to Get Started?
Don’t wait until the deadline is too close — let’s talk today.
Our help is always free, and it might save you thousands.
👉 Schedule Your No Cost Appointment
Or call us at (207) 560-4740