Need Health Insurance? We Can Help.
What Is CoverME.gov — and Why Is It So Tricky?
CoverME.gov is a government-run platform where you can compare health insurance plans, check for discounts, and enroll in coverage.
But here's the catch — the platform can be overwhelming. Between income estimates, subsidy qualifications, and dozens of plan options, it’s easy to get stuck or make a choice that isn’t the best fit.
That’s where we come in.
Who Qualifies for CoverME.gov
CoverME.gov is Maine’s official health insurance marketplace. It’s designed for people who don’t have access to affordable coverage through an employer or other program.
You may qualify if you:
-Are self-employed or a small business owner
-Work part-time or seasonally
-Recently lost employer-sponsored insurance
-Are between jobs
-Don’t qualify for Medicare or MaineCare
Not sure if you’re eligible? We’ll walk you through it.
How We Help – Step by Step
Step 1: Book a free consultation: We’ll meet in person or over the phone — whatever works for you.
Step 2: We review your income, household, and coverage needs: We help estimate subsidies and eligibility.
Step 3: We answer your questions and walk you through your plan options: Side-by-side comparisons based on what matters to you — doctors, prescriptions, deductibles, etc.
Step 4: We help you apply through CoverME.gov: We’ll guide you through the application to make sure nothing gets missed.
Step 5: Ongoing support, even after enrollment: Need to update income or switch plans later? We’re here.
Enrollment Timeline & Deadlines
There are two key enrollment periods:
Open Enrollment: Typically runs November 1 through January 15 each year
Special Enrollment: Available after major life events like job loss, marriage, divorce, or moving
If you miss your window, you may have to wait months for coverage. We’ll help make sure that doesn’t happen.
CoverME.gov FAQs
What is CoverME.gov?
It’s Maine’s official health insurance marketplace for people who don’t have affordable coverage through a job or Medicare.
Who qualifies for Marketplace coverage?
Self-employed individuals, part-time workers, families, or people between jobs may qualify — especially if you don’t qualify for MaineCare or Medicare.
When can I enroll?
Open Enrollment is typically November 1 to January 15, but Special Enrollment is available after life changes like job loss, marriage, or moving.
How do I know if I’ll get a subsidy?
It’s based on your income and household size. We’ll walk you through the estimate before you apply.
Is your help free?
Yes — we never charge for our marketplace support.
What our clients say
Extra Protection for the “What Ifs” in Life
Why Add Extra Coverage?
Even the best insurance plans can leave gaps — especially when life takes an unexpected turn. That’s where ancillary products come in.
Whether you're raising a family, just starting out, or planning for retirement, these add-ons can help protect you from surprise costs when the unexpected happens.
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Enjoy skiing, biking, hiking — or just living life a little on the edge?
An Accident Plan helps cover:
ER visits
Follow-up care
Out-of-pocket surprises
Pairs well with CoverME.gov plans.
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Kids get hurt. Accidents happen. Life moves fast.
Supplemental coverage can offer peace of mind when:
A child breaks a bone
A parent needs time off after an injury
You’re balancing costs from daycare to deductibles
Ask us about affordable plans that work with your family’s existing coverage.
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A serious diagnosis can bring unexpected costs — even with good coverage.
Major Medical Event Plans provide a lump-sum payout for:
Cancer
Heart Attack
Stroke
Lengthy hospital stays
Rehab services
Use it how you need: travel, recovery, time off, or support.
Ready to Get Started?
Don’t wait until the deadline is too close — let’s talk today.
Our help is always free, and it might save you thousands.
👉 Schedule Your No Cost Appointment
Or call us at (207) 560-4740